When it’s raining.
Solution: your waterproof, get a waterproof bag to keep your stuff dry and bring a change of clothes.
Wheb you have a date.
Solution: Uber, then you can drink too and not worry about driving
When you have too many groceries.
Solution: get a rack with saddle bags called panniers, you can really load up.
Arriving stinky to work.
Solution: A change of clothes and good natural deodorant will do the trick.
When riding in city traffic.
Solution: this is a gift and a curse of biking but if you get good at it you will be able to ride faster than a car could drive in the city.